What is deducted from the gross salary?

The employee 2% funded-pension contribution (if you are enrolled), then a flat 20% income tax on gross minus that pension. There is no personal allowance and no social-security payroll tax.

On 1000 ₾ do I keep 780 or 784?

You keep 784. The 2% pension is excluded from the 20% tax base, so the tax is charged on 980, not 1000 — an enrolled employee keeps 78.4% of gross, not 78%.

Are the figures in the calculator correct?

The rates come from named primary sources but have not been signed off by the reviewer of record, and the calculator cannot know your own circumstances. Treat the result as an estimate and check an official amount with your employer or the Revenue Service.

Isometric 3D illustration: a rising bar chart and a ring chart with “₾” coins on a dark slab

Updated · July 2026

Georgian net-pay calculator

Estimate your net pay in Georgia for standard employment: the pension contribution comes off gross and a flat 20% income tax is applied. The result is an estimate based on the rates in force for 2026.

Calculate net pay How it works

Net, pension and tax — broken down
No registration, no hidden costs
In Georgian and English

Quick calculation

Enter the monthly gross salary and whether you are in the funded pension — the calculator instantly shows the take-home net, the pension contribution and the flat 20% tax, plus the employer and state contributions into your pension pot. The result is an estimate for a ballpark, not an official decision.

Gross monthly salary

₾

Gross salary before tax and the pension contribution

Pension scheme

Being in the funded pension scheme changes your net pay: for enrolled employees 2% comes off gross, and the tax then applies to what remains.

Net pay (take-home)

Net pay (take-home)1 176,00 ₾78%
Pension (2%)30,00 ₾2%
Income tax (20%)294,00 ₾20%

Gross salary: 1 500,00 ₾
Pension contribution (employee): 30,00 ₾
Taxable base: 1 470,00 ₾
Income tax: 294,00 ₾
Take-home (% of gross): 78,4%

You are enrolled in the funded pension scheme: the employee 2% (30,00 ₾) is withheld from gross and paid into your individual pension account.

Notes on this calculation (3)

The state co-contribution (about 2%, ~30,00 ₾/month) is paid into your pension account — tiered 2%/1%/0% by annual income, and it never reduces your net pay (computed on a ×12 annual basis under a "constant monthly income" assumption).

Your employer adds a further 2% (30,00 ₾) into your pension account — this is an employer cost, on top of gross, and it never comes out of your net pay.

The employee 2% pension contribution is excluded from the 20% income-tax base — the tax applies to gross minus the pension. So on 1000 ₾ you keep 784 ₾, not 780 ₾.

The employee 2% pension is excluded from the 20% tax base — so on 1000 ₾ you keep 784 ₾, not 780 ₾.

Employer contribution (into pot): 30,00 ₾
State co-contribution (into pot): 30,00 ₾
Total into pension pot: 90,00 ₾
Employer cost: 1 530,00 ₾

The employer 2% and the tiered state co-contribution (2%/1%/0%) are paid into the pension pot and never reduce your take-home; the state share is computed on an annual basis.

In Georgia your employer withholds a funded-pension contribution and a flat income tax from every payslip, so what lands in your account is already net. This calculator starts from the gross salary and deducts exactly what is deducted.

Georgia is the simplest regime in the book: a single flat 20% income tax and a 2% employee pension — no brackets, no personal allowance, no social-security payroll tax. The one honest subtlety is that the pension comes off before the tax, so an enrolled employee keeps 78,4% of gross. This page shows how it fits together, on the rates in force for 2026.

20%
Flat income-tax rate: 78,4%
Take-home of gross (enrolled): 2 363,80 ₾
Average monthly gross

How it works

Three steps to a first, honest figure — no registration.

1
Enter your salary and pension status
Monthly gross and whether you are enrolled in the funded pension.
2
See the itemized breakdown
The pension contribution and the flat 20% income tax on the post-pension base.
3
Get net and total cost
Take-home net pay, plus the employer and state contributions into the pot.

How the monthly deduction works

First the employee pension (2% of gross) comes off. Then the flat 20% income tax is charged — and here is the crux: it applies to gross MINUS the pension, not to the full gross, so an enrolled employee keeps 78,4% of gross, not 78%.

The employer adds a further 2% and the state adds a tiered co-contribution — but both go INTO your pension pot and never reduce your take-home. The calculator shows them as separate rows, never as a cut from net.